Anthropic has launched a new personal finance feature in its AI assistant Claude that lets users connect their bank and credit card accounts and ask questions about their finances in natural language.
The feature, called Personal Finance, is rolling out in beta this week to Claude Pro, Max and Ultra subscribers in the US. Users can securely connect eligible accounts through banking platform Plaid and ask Claude about spending, balances, upcoming payments and credit card costs.
Anthropic said the feature provides read-only access to financial data and stressed that Claude cannot move money, make payments, manage investments or apply for financial products.
The AI company said users can ask questions such as “Where did my money go this month?” or “Am I spending more than I make?” Claude analyses balances and up to two years of transaction history across connected accounts before generating responses in plain language.
The assistant can also identify duplicate charges, unexpected fees and recurring payments, explain financial terms such as annual percentage rate, and create charts or dashboards showing spending patterns and upcoming bills.
Anthropic emphasised that users authenticate directly with their bank through Plaid and that Claude never sees banking passwords. The company said Claude only accesses information from accounts that users choose to connect, including balances, credit limits, account details and transaction histories.
The company also said it will not use conversations within the Personal Finance hub to train its AI models. Users can disconnect their accounts at any time, which removes Claude’s access to that financial data.
Anthropic cautioned that Claude can make mistakes and advised users to verify important figures with their bank before making financial decisions.
The company described Personal Finance as an early step in expanding Claude’s financial capabilities. It said it is exploring ways for the assistant to work alongside licensed financial advisers, banks and wealth management firms on more complex financial decisions in the future.
