Lloyds launches internal platform to help build AI agents

Lloyds Banking Group has launched a new internal platform designed to responsibly grow the adoption of AI agents across its operations.

The platform, called Envoy, gives teams across the Group a standardised way to build, deploy and manage AI agents, with built-in governance, monitoring and risk controls. Lloyds said the technology will help improve both customer journeys and internal productivity, while maintaining oversight and accountability.

Built on Google Cloud, Envoy provides pre-configured templates that allow teams to develop AI tools without starting from scratch. The bank said this approach will reduce duplication, encourage reuse, and support a more consistent deployment of AI across business units.

Lloyds said Envoy connects directly to the bank’s existing large language model infrastructure, enforcing rules around how AI models operate and ensuring agents behave in line with internal policies. The platform includes built-in safety and risk checks while keeping humans involved in critical decision-making processes.

Teams can also monitor agent performance in real time, with full visibility into behaviour and a complete audit trail of activity. The group said this level of transparency will support trust and accountability as AI adoption expands.

The platform also features an internal agent marketplace, which allows teams to publish and reuse AI agents across the organisation. The bank expects this to accelerate innovation by enabling colleagues to build on proven use cases rather than duplicating work.

The platform streamlines customer interactions by allowing agents to retain context across conversations, while adhering to strict data privacy and retention rules, Lloyds said, reducing the need for customers to repeat information when following up on enquiries.

Lloyds Banking Group said it will expand the platform’s capabilities throughout the year as part of its plans to scale AI across its business.

Ron van Kemenade, chief operating officer, Lloyds Banking Group said: “Envoy helps our employees become more productive, improve customer journeys, and launch potentially disruptive business models.”